What We Do

At Panoramic Financial Solutions we believe it is important to focus on helping our clients achieve the lifestyle they want and dream about.

Our focus is on understanding you, beyond your finances. We want to understand why you make decisions, what is most important in your life, your values and how you want to enjoy your lifestyle.

By using this method we can help you achieve the lifestyle you want now and into the future.

Our Process

1

Understanding you

Our first meeting is about YOU. We want to learn about your goals and dreams and why they are important to YOU. To understand how and when you want to achieve them and help YOU define and prioritise them. At the same time, we want to make sure that we are the right financial planning business for YOU.

2

Discover

Our Discovery process is about achieving an in-depth understanding of your current financial situation, what you have and what gaps you have in your financial situation that you want us to fill.

3

Plan

Once we have considered all the information, we will evaluate a number of strategies to achieve your goals and select the one that is most aligned to your goals and attitudes. This will be documented in your financial plan - known as a Statement of Advice (SOA).

4

Implement

Once you are happy with our recommendations, we will coordinate with you and all the other parties involved to implement the strategy as smoothly and seamless as possible.

5

Review/Re-evaluate/Revise

Change happens all the time around us, from changes in our personal circumstances, changes in market and economic conditions and changes in legislation. We are here to help you navigate these changes to make sure you remain on track to achieve your goals.

Who we work with

Medical Professionals

We understand that medical professionals have unique circumstances when it comes to receiving financial advice and their needs and requirements are often misunderstood. 

medical-professionals2

As a medical professional, there’s a lot riding on your good health. Your family and your patients depend on you and your good health. And if you run your own practice, you may have business partners and employees who also rely on your ability to work (as you rely on theirs). 

You can’t always control the circumstances impacting your health, but you can control what plans you put in place to protect:

  • yourself;
  • your family; and 
  • your business.

If you work in the government system and want to understand GESB Weststate Super and Gold State Super, we can help.

At Panoramic Financial Solutions the team of highly qualified and experienced Financial Planners have the necessary skills and expertise to help you navigate the financial lifestyle you want to achieve. We seek to collaborate with the other financial professionals in your life, like your accountant, your lawyers, your banker and your broker to ensure everyone is on the same page and working towards your financial goals.

Executives and White Collar Professionals

As an executive and or a white collar professional, your time is valuable.

white-collar

At Panoramic Financial Solutions our experience in working with executives and white collar professionals has given us a unique understanding that you will have certain requirements and needs that you want to achieve. We have found that this can vary from:

  • Private school expenses
  • Managing tax
  • Managing mortgage repayments and cashflow
  • Protecting your family
  • Growing your super.
  • Thinking about or Managing SMSF

At Panoramic Financial Solutions the team of highly qualified and experienced Financial Planners have the necessary skills and expertise to help you navigate the financial lifestyle you want to achieve. We seek to collaborate with the other financial professionals in your life, like your accountant, your lawyers, your banker and your broker to ensure everyone is on the same page and working towards your financial goals.

Business Owners

As a business owner a lot of your time and energy goes into your business, nurturing and making it grow.

business-owners

Sometimes you neglect the most important person in your business. You. At Panoramic our approach of working with the existing professionals in your life - like your accountant, lawyer, banker and broker - to help you grow and protect you and your family's lifestyle now and into the future.

We can provide assistance for a range of business owners, from those who run a small business with one or two employees or 100 to 1000 employees.

At Panoramic Financial Solutions the team of highly qualified and experienced Financial Planners have the necessary skills and expertise to help you navigate the financial lifestyle you want to achieve. We seek to collaborate with the other financial professionals in your life, like your accountant, your lawyers, your banker and your broker to ensure everyone is on the same page and working towards your financial goals.

Pre-Retirees

Moving into retirement is a stage in life that our clients have told us is filled with much anxiety and excitement.

pre-retirees

They talk to us about their dreams and hopes, their travel plans and spending more time with family. They tell us that they are unsure on the complexities around what retirement brings, with superannuation legislation, rules around Centrelink and what happens to their wealth when they are no longer around.

Our clients advised us that they are looking for a trusted partner to help them navigate the transition into retirement.

At Panoramic our experience and skills allow us to assist our clients to maximise the opportunities of an ever changing legislation landscape, minimise the risks of adverse market conditions and understand the implications of changes to their personal circumstances.

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